New Years Evolution

 “Write it on your heart that every day is the best day in the year.” – Ralph Waldo Emerson Another year has come to past and now we start the beginning of our next 585 Million mile journey around the sun.  For that’s all that a year really is anyway.  It’s a measure of how…

The 5 Pillars of Financial Fitness

I like to think of my financial situation as my “Financial Fitness”.  Like our physical fitness, our Financial Fitness is something that improves or degenerates over time.  It is simple decisions made repeatedly that will determine if we are physically fit or not and the same goes for our finances.  It is easier to make the right…